Ayushman Bharat
Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)
Launched on 23 September 2018, AB-PMJAY is the world's largest government-funded health assurance scheme. It provides cashless health coverage of up to Rs 5 lakh per family per year for secondary and tertiary hospitalisation. The scheme targets approximately 12 crore families — around 55 crore individuals — from the bottom 40% of India's population, identified through Socio-Economic Caste Census (SECC) 2011 data. Coverage was subsequently expanded to all citizens aged 70 and above regardless of income.
- Covers 27 speciality areas including oncology, cardiology, and orthopaedics.
- Benefits are on a family floater basis with no cap on family size.
- The scheme operates through empanelled public and private hospitals across all states.
- Post-hospitalisation expenses up to 15 days are also covered.
● Tracked since February 14, 2026 · last seen April 29, 2026 · updates as the daily brief publishes
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