Pradhan Mantri Awas Yojana (PMAY)
Affordable Housing Framework
PMAY was launched in 2015 with the objective of providing pucca housing to Economically Weaker Sections (EWS), Lower Income Groups (LIG), and Middle Income Groups (MIG). The scheme has two components: PMAY-Urban and PMAY-Gramin (Rural). Beneficiary identification depends on database linkages, field surveys, and administrative coordination between central, state, and local bodies.
- EWS family income ceiling: Rs 3 lakh per annum; LIG: up to Rs 6 lakh.
- Original target: 2 crore houses by 2022; subsequently extended under PMAY 2.0.
- The scheme converges with Ujjwala, Saubhagya, and Jan Dhan for integrated service delivery.
- Fund release follows a stage-based disbursement system contingent on physical progress.
● Tracked since March 03, 2026 · last seen April 02, 2026 · updates as the daily brief publishes
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