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Monetary Policy Committee (MPC) and Flexible Inflation Targeting

India adopted the Flexible Inflation Targeting (FIT) framework in 2016 through amendments to the Reserve Bank of India Act, 1934. Under this framework, the RBI's primary objective is to maintain CPI inflation at 4% (with a ±2% tolerance band, i.e., 2–6%). The Monetary Policy Committee (MPC) — a six-member committee with three RBI members (Governor as chairperson, Deputy Governor in charge of monetary policy, and one other official) and three external members appointed by the government — sets the policy repo rate by majority vote.

Key details
  • MPC meets six times a year (bi-monthly); decisions are by majority vote, with the Governor having a casting vote in the event of a tie.
  • Sections 45ZA to 45ZI of the RBI Act, 1934 (inserted by the Finance Act, 2016) provide the legal basis for MPC and the inflation target.
  • The inflation target is reviewed by the government every five years; the 4% ±2% target was retained in the 2021 review.
  • Policy rates: Repo (main lending rate) → SDF (Standing Deposit Facility, floor of corridor) → MSF (Marginal Standing Facility, ceiling) → Reverse Repo (now effectively SDF-linked).
  • February 2026 MPC decision: Repo rate cut from 6.50% to 6.25%; policy stance: neutral.
In the news

Tracked since March 02, 2026 · last seen August 05, 2026 · updates as the daily brief publishes

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